Mungo Homes in partnership with Silverton Mortgage

At Silverton, we consider all the financial factors affecting your mortgage. We don't just throw one quote at you; we help you strike the right balance between product and pricing. We don't believe that one size fits all, so you can finance your home knowing that you can relax. We've got this!

About Silverton Mortgage

So you can focus on what matters day to day, we’ve made the mortgage loan process easier. Mungo Homes has partnered with Silverton Mortgage, one of the nation’s fastest growing financial companies. Founded in 1998, Silverton Mortgage has grown from a one-person shop to a top residential mortgage lender with a focus on maintaining the entire loan process in-house. When you use Silverton Mortgage to finance your new Mungo home, you may receive up to $3,500 from Mungo Homes toward your closing costs, making your transition to your new home that much smoother.*

Silverton Mortgage is dedicated to giving back to its communities, as illustrated by its motto: Success without sharing is failure. In 2012, Silverton Mortgage President & CEO Josh Moffitt founded The Silverton Foundation, which provides mortgage and rent assistance for families struggling with financial hardship due to their child’s serious illness. A portion of the proceeds from each loan closed by Silverton Mortgage is donated to The Foundation in honor of the new homeowners.

*Closing Cost Contribution only available for borrowers funding through Silverton Mortgage and purchasing a new home from Mungo Homes. Contribution will be limited to the amount of actual closing costs. Contribution may not be available with all loan programs.

Our Team

Will Darcey, Mortgage Loan Originator
Phone: (704) 833-8011
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Mike Laffey, Mortgage Loan Originator
Phone: (980) 294-0120
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Tricia McClelland, Mortgage Loan Originator
Phone: (704) 778-2128
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Matt Werner, Mortgage Loan Originator
Phone: (980) 294-0121
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AVAILABLE FINANCING OPTIONS

PRODUCTS

100% Financing

Keep your savings account intact with a 0% down payment and an option to pay no monthly mortgage insurance.

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HomeReady® Mortgage

With as little as 3% down, reduced mortgage insurance, and no minimum contribution from the borrower, this option is perfect for first-time homebuyers who may have a relative helping with the down payment.

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Conventional

A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & ARM options are available.

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FHA

If your credit score isn't great, an FHA loan may be a great option for you. Primarily for first-time homebuyers, FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 580.

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VA

Veterans and active military may qualify for 100% financing (0% down payment) with no monthly mortgage insurance through the VA loan program.

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USDA Rural Financing

Designed for properties located in rural areas, the USDA loan program provides up to 100% financing (0% down).

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Jumbo Loans

Sometimes bigger is better when it comes to your dream home. For those who require higher loan amounts, you can enjoy low payment options and no mortgage insurance with as little as 5% down.

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Specialty Programs

For those who don't qualify for a "traditional" mortgage, there are flexible financing programs available. The bank statement program allows you to get a loan using only your bank statements and asset depletion allows you to use current assets in lieu of income.

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